John Hancock
Mutual of Omaha

Our Mission

To help seniors make educated decisions about their Life Insurance choices while also providing the best possible products and rates. Learn more on our about us page here.

Types of Coverage

Final Expense

Whole Life
Guaranteed Universal

Companies You Trust

And many more!

5 Ways We Are Different

  1. We specialize in Life Insurance for Seniors.  We know the health risks that seniors face, the needs they have, and which companies can offer best rates.  
  2. We offer way more choices. Many agencies push plans that pay the highest commission or require the least amount of work. Oftentimes this will not be the best choice for you. We are 100% independent, do not have any quotas and offer hundreds of choices so you can determine what is the best fit. This can mean more work for us, but better choices for you. We offer many plans that most offices will never mention. 
  3. We have lower rates. It is true; when you have way more choices you can also offer lower rates. We have cut rates in half for some of our seniors or doubled the coverage versus an existing plan. We have done this even when a plan is several years old! 
  4. We make it easier. There is no sales pressure, obligation to purchase and you can decide how to apply when ready. If you want to do the entire process on your own you can. If you want to speak to an agent you can. If you want to avoid a medical exam you can. If you want to do a paperless application you can. You drive the process on how to pick your best plan.
  5. We won’t work with less than with an A-Grade company. We know you have been around and so we want to be sure that the insurance company you choose will too. We don’t offer plans from companies that do not have a strong financial background. 

Health Conditions We Know & Have Covered

  • Aneurysm
  • Bi-Polar
  • Cancer
  • COPD
  • Coronary Artery
  • Depression
  • Diabetes
  • Epilepsy

  • Heart Attack
  • Heart Disease
  • High BP
  • High Chol
  • Kidney Disease
  • Mental Disorder
  • MS

  • Neuropathy
  • Obesity
  • Pacemaker
  • Sarcoidosis
  • Sleep Apnea
  • Stent
  • Stroke
  • TIA

And many more